Dr. Vidya C M is a seasoned financial analyst and researcher with a passion for Fintech and credit analysis. She holds a PhD in Management Science from the University of Mysore, specializing in Fintech application in credit analysis for SMEs. Dr. Vidya has made significant contributions to academia and industry through research and teaching. Her research has been published in prestigious journals and presented at international conferences. Her expertise in financial planning and credit analysis has earned her numerous awards. Dr. Vidya has also served as a visiting faculty at renowned institutions, sharing her knowledge with future professionals. Beyond academia, she has extensive industry experience, offering valuable insights into financial analysis and project management. Her ability to integrate theory with practical application makes her an asset in both academic and corporate sectors. Her contributions to research, education, and industry continue to leave a lasting impact. Dr. Vidya remains dedicated to inspiring and advancing knowledge in her field.
Sikkim Manipal University
Malleswaram Ladies Association
International School of Managment Excellence
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Dharmaram College Post, Hosur Road, Bengaluru – 560029, Karnataka, India
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